Terms of Use

 

Last Updated: July 7, 2019

Blue Bull Trading Terms of Use

  1. Your Acceptance
Welcome to the Terms of Use for the Blue Bull Trading owned websites and the content and services we make available through our platform (collectively referred to as the “Platform”). This is an agreement (“Agreement”) between Blue Bull Trading, LLC (“BBT"), the owner and operator of the Platform including any services provided and you (“you”, “your” or “user(s)”), a user of the Platform.  Throughout this Agreement, the words “BBT,”  “us,”  “we,” and “our,” refer to our company, as are appropriate in the context of the use of the words.   

By clicking “I agree” or accessing the Platform you agree to be bound by this Agreement and the Privacy Policy.  We may amend this Agreement at any time and may notify you if we do so. If you do not agree to the Terms of Use or the Privacy Policy please stop using our Platform immediately.   PLEASE BE AWARE THAT THERE ARE ARBITRATION AND CLASS ACTION PROVISIONS THAT MAY AFFECT YOUR RIGHTS.

  1. Submission of Information and Accounts

Portions of the Platform may require you to submit information or create an account.  Where required, you must fully complete any submission by providing us with your current, complete, truthful, and accurate information as prompted by the applicable forms.  You agree that no information submitted will be false, fraudulent, deceptive, or misleading.  Users may be required to register before accessing portions of the Platform.  Additionally, Users may be required to purchase a subscription where required and such Users shall be subject to additional Subscriber terms. All users must be over the age of 18.  We reserve the right to verify all user credentials and to reject any users. You are entirely responsible for maintaining the confidentiality of password and account and for any and all activities that occur under your account. You agree to notify BBT immediately of any unauthorized use of your account or any other breach of security. BBT will not be liable for any losses you incur as a result of someone else using your password or account, either with or without your knowledge

  1. Privacy

Your user information, access, and interactions with the Platform shall be collected in accordance with our Privacy Policy.  Please visit the BBT Privacy Policy for more information regarding our information collection practices.  The Privacy Policy is integrated into this Agreement.

  1. User Content

Your ability to submit or transmit any information through the Platform, including but not limited to text, photos, images or any other information will be referred to as “User Content” throughout this Agreement. Please be aware that we are not required to host, display, migrate, or distribute any of your User Content and we may refuse to accept or transmit any User Content.   You agree that you are solely responsible for any User Content submitted and you release us from any liability associated with any User Content submitted.  You understand that we cannot guarantee the absolute safety and security of any such User Content.  Any User Content found to be in violation of this Agreement or that we determine to be harmful to the Platform may be modified, edited, or removed at our discretion.

When submitting any User Content to our Platform you represent and warrant that you own all rights to the User Content and you have paid for or otherwise have permission to use any User Content submitted.

When you submit any User Content to us, you grant BBT, its partners, affiliates, users, representatives and assigns a non-exclusive, fully-paid, royalty-free, irrevocable, world-wide, universal, transferable, assignable license to display, publicly perform, distribute, store, broadcast, transmit, reproduce, modify, prepare derivative works, market, sub-license or use and reuse all or part of your User Content.  It is important for you to grant us this license so that we may transmit and share your User Content and review such User Content.

  1. User Content Guidelines

When submitting any User Content you agree to the following:

  • You agree not to post any User Content that would be considered financial or investment advice or any User Content that is unlawful within the United States specifically with regards to securities;
  • You agree not to post any User Content that contains violence or encourages violence against others, is overtly controversial or political, or contains nudity or explicit content;
  • You agree not to post any User Content that is considered defamatory, misleading, spam or otherwise unlawful; and
  • You agree to only post User Content that you own or have licensed and you shall not post any User Content that is in violation of a third parties’ intellectual property rights.

If you have violated any of our User Content Guidelines or if you we believe that any User Content may harm the Platform, your access to the Platform may be suspended or terminated.

  1. Usage Information

Through the Platform we may collect your usage data.  This usage date will be used by BBT to determine how you use our Platform and how we can improve or modify our Platform.   The information collected may be used and disseminated per our Privacy Policy

  1. Platform Availability and Modification

Although we try to provide continuous availability to you, we do not guarantee that the Platform will always be available, work, or be accessible at any particular time.  Specifically, we do not guarantee any uptime or specific availability of the Platform.  You agree and acknowledge that the Platform uses remote access and may not always be either 100% reliable or available.  Only Users who are eligible to use our Platform may do so and we may refuse service or terminate your access at any time. We cannot guarantee that any portion of the Platform will work to the functionality desired by you or give you any desired results. 

  1. Platform Modification

We reserve the right to alter, modify, update, or remove the Platform or any portions thereof, at any time at our discretion.  We reserve the right to discontinue previously offered features or functionality at our sole discretion and without prior notice. We are not liable to you or to any third party for any modification, suspension, or discontinuance of any feature or component of any portion of the Platform. We reserve the right to determine the timing and content of software updates, which may be automatically downloaded and installed by the Platform without notice to you. We may conduct such modifications to our Platform for security reasons, intellectual property, legal reasons, or various other reasons at our discretion, and we are not required to explain such modifications or provide you access to previous versions of our Platform.  Nothing in this section obligates us to take measures to update the Platform for security, legal or other purposes.

  1. Your Conduct While Using The Platform

When accessing or using our Platform, you are solely responsible for your use and for any use of the BBT Platform made using your account.  You agree to abide by the following rules of conduct:

  • You will not copy, distribute or disclose any part of the Platform in any medium, including without limitation by any automated or non-automated “scraping”;
  • You will not attempt to interfere with, compromise the system integrity or security of, or decipher any transmissions to or from the servers running the Platform;
  • You will not use any robot, spider, crawler, scraper or other automated means or interface not provided by us to access the Platform or to extract or export data collected through the Platform;
  • You will not take any action that imposes, or may impose at our sole discretion, an unreasonable or disproportionately large load on our infrastructure;
  • You agree that you will not hold BBT responsible for your use of the Platform;
  • You agree not to violate any requirements, procedures, policies or regulations of networks connected to BBT;
  • You agree not to interfere with or disrupt the Platform;
  • You agree to not violate any US laws while using the Platform; and
  • You agree not to use the Platform in any way that is: misleading, unlawful, defamatory, obscene, invasive, threatening, or harassing.

If you are discovered to be undertaking any of the aforementioned actions your privileges to use our Platform may at our discretion be terminated or suspended.  Generally, we will provide an explanation for any suspension or termination of your use of any of our Platform, but BBT reserves the right to suspend or terminate any account at any time without notice or explanation.  

  1. Platform Disclaimer

Please be aware that our Platform and any information found within it are offered “as-is.”  The Platform and any services offered are not fail-safe and are not designed or intended for use in situations requiring fail-safe, error-free, or interruption-free performance which could lead to severe injury to business, people, property, or the environment (“Essential Activities”). These Essential Activities may include, without limitation, vital business operations, personal communications, or activities where absolutely accurate data or information is required. You expressly assume the risks of any damages resulting from the Essential Activities and you expressly release us from any liability related to such Essential Activities.  You agree that any information may be inaccurate, unsubstantiated or possibly even incorrect.  We cannot guarantee that using our Platform will result in any benefits or positive results for you.   You agree to release us from any liability that we may have to in relation to your use of our Platform.  Through the Platform you may be able to meet third parties, we ask you to exercise common sense and good judgment when doing so. You agree to release us from any liability related to any encounters with third parties that may occur through your use of the Platform.  By using the Platform you agree that any legal remedy or liability that you seek to obtain for actions or omissions of other third parties will be limited to a claim against the particular third parties who caused you harm and you agree not to attempt to impose liability on, or seek any legal remedy from BBT with respect to such actions or omissions.

  1. Financial Disclaimer

NO FINANCIAL, INVESTMENT, OR SECURITIES ADVICE IS GIVEN THROUGH THE PLATFORM. PLEASE CONSULT YOUR FINANCIAL PROFESSIONAL FOR ANY ADVICE.  Nothing contained on the Platform constitutes a solicitation, recommendation, endorsement, or offer by BBT or any third party to buy or sell any securities or other financial instruments. Neither BBT nor any of its affiliated parties has: (1) passed on the merit or approved of any securities displayed on the Platform; or (2) has endorsed or sponsored any securities displayed. All content found on the Platform is provided for informational and educational purposes only.  No content found on the Platform, whether created by BBT or another user is or should be considered as investment advice. 

PLEASE BE AWARE THAT ALL INFORMATION IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND.  Any data or content provided by BBT is believed to be reliable and accurate; however, due to the nature of such content or data it is possible that such information may be inaccurate, untimely, or contain errors.  You solely are responsible for evaluating such data or content and BBT is not responsible for any errors or omissions with the data or content.

  1. Idea Submission

BBT or any of its employees do not accept or consider unsolicited ideas, including but not limited to ideas relating to processes, technologies, product enhancements, or product names. Please do not submit any unsolicited ideas, content, artwork, suggestions, or other works (“Submissions”) in any form to BBT. The sole purpose of this policy is to avoid potential misunderstandings or disputes when BBT’s products might seem similar to ideas you submitted to BBT. If, despite our request that you not send us your ideas, you agree to the following: (1) your Submissions and their contents will automatically become the property of BBT, without any compensation to you; (2) BBT may use or redistribute the Submissions and their contents for any purpose and in any way; (3) there is no obligation for BBT to review the Submission; and (4) there is no obligation to keep any Submissions confidential.

  1. Intellectual Property

The name “Blue Bull Trading,” the design of the BBT Platform along with BBT created text, writings, images, templates, scripts, graphics, interactive features and the trademarks, marks and logos contained therein ("Marks"), are owned by or licensed to BBT Media Group, Inc.  The Marks are subject to copyright and other intellectual property rights under US laws and international conventions. BBT reserves all rights not expressly granted in and to the Platform. You agree to not engage in the use, copying, or distribution of the Marks or anything else contained within the Platform unless we have given you express written permission.

  1. Representations and Warranties

THE PLATFORM IS PROVIDED ON AN "AS IS", "AS AVAILABLE" AND "WITH ALL FAULTS" BASIS. TO THE FULLEST EXTENT PERMISSIBLE BY LAW, NEITHER BBT, NOR ANY OF THEIR EMPLOYEES, MANAGERS, OFFICERS, ASSIGNS OR AGENTS MAKE ANY REPRESENTATIONS OR WARRANTIES OR ENDORSEMENTS OF ANY KIND WHATSOEVER, INCLUDING BUT NOT LIMITED TO: (A) THE PLATFORM OR ANY CONTENT; (B) ANY INFORMATION PROVIDED VIA THE PLATFORM; (C) THE ACCURACY OR RELIABILITY OF ANY OPINION, ADVICE, OR STATEMENT MADE BY ANY PARTY ON THE PLATFORM; OR (D) SECURITY ASSOCIATED WITH THE TRANSMISSION OF INFORMATION TO BBT OR VIA THE PLATFORM. IN ADDITION, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE WARRANTIES OF MERCHANTABILITY, LOST PROFITS OR OPPORTUNITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE, CUSTOM, TRADE, QUIET ENJOYMENT, SYSTEM INTEGRATION AND FREEDOM FROM COMPUTER VIRUS.

BBT DOES NOT REPRESENT OR WARRANT THAT THE PLATFORM WILL BE ERROR-FREE OR UNINTERRUPTED; THAT DEFECTS WILL BE CORRECTED; OR THAT THE PLATFORM OR THE SERVER THAT MAKES THE PLATFORM AVAILABLE IS FREE FROM ANY HARMFUL COMPONENTS. BBT DOES NOT MAKE ANY REPRESENTATIONS OR WARRANTIES THAT THE INFORMATION (INCLUDING ANY INSTRUCTIONS) ON THE PLATFORM ARE ACCURATE, COMPLETE, OR USEFUL. BBT DOES NOT WARRANT THAT YOUR USE OF THE PLATFORM IS LAWFUL IN ANY PARTICULAR JURISDICTION, AND BBT SPECIFICALLY DISCLAIMS ANY SUCH WARRANTIES. 

  1. Limitation of Liability

IN NO EVENT SHALL BBT, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS, BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE COMPANY IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.  IN JURISDICTIONS THAT ALLOW A LIMITATION ON LIABILTY, YOU AGREE THAT OUR LIABILITY TO YOU IS NO GREATER THAN ONE-HUNDRED US DOLLARS.

SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OF CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU AND YOU MAY ALSO HAVE OTHER LEGAL RIGHTS THAT VARY BETWEEN JURISDICTIONS. Specifically, in those jurisdictions not allowed, we do not disclaim liability for: (a) death or personal injury caused by BBT’s negligence or that of any of its officers, employees or agents; (b) fraudulent misrepresentation; or (c) any liability which it is not lawful to exclude either now or in the future. The foregoing limitations on liability and any other limitations of liability set forth herein are not applicable to residents of New Jersey.  With respect to residents of New Jersey, BBT shall not be liable for any damages arising out of your access to or use of the Platform, unless such damages are the result of our negligent or reckless acts or omissions; provided, however, that we shall not be liable for consequential, indirect or punitive damages.

  1. Indemnity

You agree to defend, indemnify and hold harmless BBT, its officers, directors, employees and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from:

  • your use of and access to the BBT Platform; and
  • your violation of any term of this Agreement.

This defense and indemnification obligation will survive this Agreement and your use of the BBT Platform. You also agree that you have a duty to defend us against such claims and we may require you to pay for an attorney(s) of our choice in such cases.  You agree that this indemnity extends to requiring you to pay for our reasonable attorneys’ fees, court costs, and disbursements.  In the event of a claim such as one described in this paragraph, we may elect to settle with the party/parties making the claim and you shall be liable for the damages as though we had proceeded with a trial.

  1. Copyrights

Takedown Notice

We take copyright infringement very seriously.  If you believe that any copyrighted material owned by you has been infringed upon, please send us a message that contains:

  • Your name.
  • The name of the party whose copyright has been infringed, if different from your name.
  • The name and description of the work that is being infringed
  • The location on our Platform of the infringing copy.
  • A statement that you have a good faith belief that use of the copyrighted work described above is not authorized by the copyright owner (or by a third party who is legally entitled to do so on behalf of the copyright owner) and is not otherwise permitted by law.
  • A statement that you swear, under penalty of perjury, that the information contained in this notification is accurate and that you are the copyright owner or have an exclusive right in law to bring infringement proceedings with respect to its use.

You must sign this notification and send it to our Copyright Agent: via the Platform, or vial mail at:

Copyright Agent – Blue Bull Trading, LLC
17 State Street, Suite 4000, New York, NY 10004

Counter Notice

In the event that you receive a notification from BBT stating content posted by you has been subject to a copyright takedown notice, you may file a counter-notice.  Your counter-notice must contain the following:

  • Your name, address, email and physical or electronic signature.
  • The notification reference number (if applicable).
  • Identification of the material and its location before it was removed.
  • A statement under penalty of perjury that the material was removed by mistake or misidentification.
  • Your consent to the jurisdiction of a federal court in the district where you live (if you are in the U.S.), or your consent to the jurisdiction of a federal court in the district where your service provider is located (if you are not in the US).
  • Your consent to accept service of process from the party who submitted the takedown notice.

Please be aware that we may not take any action regarding your counter-notice unless your notification strictly complies with the foregoing requirements.    You must sign this counter- notification and send it to our Copyright Agent: via the Platform, or via mail at:

Copyright Agent – Blue Bull Trading, LLC
17 State Street, Suite 4000, New York, NY 10004

  1. Age Compliance

BBT and its Platform may only be used by persons 18 years and older.  If you are under 18 please stop using our Platform and please do not submit any information to us.

  1. Choice of Law

This Agreement shall be governed by the laws in force in the state of New York without regard to principles of conflicts of law.  The offer and acceptance of this contract is deemed to have occurred in New York.

  1. Arbitration

By using this Platform, you agree that: (1) any claim, dispute, or controversy you may have against us, BBT or the Platform arising out of, relating to, or connected in any way with this Agreement shall be resolved exclusively by final and binding arbitration administered by the American Arbitration Association (“AAA”) and conducted before a single arbitrator pursuant to the applicable Rules and Procedures established by AAA (“Rules and Procedures”); (2) the claim or dispute must be brought within one (1) year of the first date of the event giving rise to such action and the arbitration shall be held in NY, NY or at such other location as may be mutually agreed upon by you and BBT.; (3) the arbitrator shall apply New York law consistent with the Federal Arbitration Act and applicable statutes of limitations, and shall honor claims of privilege recognized at law; (4) there shall be no authority for any claims to be arbitrated on a class or representative basis; arbitration can decide only your and/or BBT’s individual claims; and the arbitrator may not consolidate or join the claims of other persons or parties who may be similarly situated; (5) both parties will bear their own costs of representation and filing for the dispute; (6) where possible and allowed for under the AAA Rules and Procedures, both parties shall be entitled to appear electronically or telephonically for all proceedings;  and (7) with the exception of subpart (4) above, if any part of this arbitration provision is deemed to be invalid, unenforceable or illegal, or otherwise conflicts with the Rules and Procedures established by AAA, then the balance of this arbitration provision shall remain in effect and shall be construed in accordance with its terms as if the invalid, unenforceable, illegal or conflicting provision were not contained herein. If, however, subpart (4) is found to be invalid, unenforceable or illegal, then the entirety of this Arbitration Provision shall be null and void, and neither user nor BBT shall be entitled to arbitrate their dispute. For more information on AAA and its Rules and Procedures, users may visit the AAA website at http://www.adr.org.  In the event that any portion of this arbitration provision is found to be unenforceable or void, both parties agree to settle any disputes arising out of this Agreement in a court of competent jurisdiction located in NY County, NY.

            Opt-Out

You may opt-out of this dispute resolution provision by notifying BBT within 30 days of the date on which you entered into this Agreement or purchased a subscription, whichever is earlier. You must do so by writing to Blue Bull Trading, LLC
17 State Street, Suite 4000, New York, NY 10004, attn:  Arbitration Opt-Out, and you must include your name, address, account information, and a clear statement that you do not wish to resolve disputes with BBT through arbitration.  Where you opt out of arbitration, all disputes shall be heard in a court of competent jurisdiction located within NY, NY.

  1. Class Action

You and BBT agree that any proceedings to resolve or litigate any dispute whether through a court of law or arbitration shall be solely conducted on an individual basis.  You agree that you will not seek to have any dispute heard as a class action, representative action, collective action, or private attorney general action. The foregoing class action waiver does not apply to residents of New Jersey.

  1. Force Majeure

You agree that we are not responsible to you for anything that we may otherwise be responsible for, if it is the result of events beyond our control, including, but not limited to, acts of God, war, insurrection, riots, terrorism, crime, labor shortages (including lawful and unlawful strikes), embargoes, postal disruption, communication disruption, failure or shortage of infrastructure, shortage of materials, or any other event beyond our control.

  1. Severability

In the event that a provision of this Agreement is found to be unlawful, conflicting with another provision of the Agreement, or otherwise unenforceable, the Agreement will remain in force as though it had been entered into without that unenforceable provision being included in it.

If two or more provisions of this Agreement or any other agreement you may have with BBT are deemed to conflict with each other’s operation, you agree that BBT shall have the sole right to elect which provision remains in force. 

  1. Non-Waiver

We reserve all rights permitted to us under this Agreement as well as under the provisions of any applicable law.  Our non-enforcement of any particular provision or provisions of this Agreement or any applicable law should not be construed as our waiver of the right to enforce that same provision under the same or different circumstances at any time in the future.

  1. Survival

All provisions of this Agreement, which by their nature should survive termination, shall survive termination, including, without limitation, dispute, arbitration, class action waivers, ownership provisions, warranty disclaimers, indemnity and limitations of liability. 

  1. Assignment

You may not assign your rights and/or obligations under this Agreement to any other party without our prior written consent.  We may assign our rights and/or obligations under this Agreement to any other party at our discretion.

  1. Amendments

We may amend this Agreement from time to time.  When we amend this Agreement, we will update this page and indicate the date that it was last modified or we may email you.  You may refuse to agree to the amendments, but if you do, you must immediately cease using our Platform.

  1. Entire Agreement

This Agreement along with the Privacy Policy provided by BBT constitute the complete and exclusive understanding and agreement between the parties regarding the subject matter herein and supersede all prior or contemporaneous agreements or understandings written or oral, relating to its subject matter. Any waiver, modification or amendment of any provision of this Agreement will be effective only if in writing and signed by a duly authorized representative of each party.  Where any provision of this Agreement conflicts with another provision, BBT shall have the sole discretion in choosing which provision controls.

  1. Termination

You may terminate your use of the Platform at any time by discontinuing access and cancelling your account.  Please be aware that upon cancellation some portions of the Platform may become inaccessible immediately and some of your User Content may be deleted.  You will not be eligible for any refunds upon your termination of the Platform.  We may terminate your use of this Platform or this Agreement with you if we determine that: (1) you have violated any applicable laws while using our Platform; (2) if you have violated this Agreement or any additional agreements between you and BBT; (3) if your account has remained inactive for an extended period of time; or (4) if we believe that any of your actions may legally harm BBT or our business interests, at our sole decision or discretion.  In the event of termination, we will strive to provide you with a timely explanation; however, we are not required to do so. 

  1. Export Controls

The Platform and the underlying information and technology may not be downloaded, accessed, or otherwise exported or re-exported (1) into (or to a national or resident of) any country to which the U.S. has currently embargoed goods; or (2) to anyone on the U.S. Treasury Department's list of Specially Designated Nationals or the U.S. Commerce Department's Table of Deny Orders. By downloading or using the Platform, you agree to the foregoing and you represent and warrant that you are not located in, under the control of, or a national or resident of any such country or on any such list, and that you will otherwise comply with all applicable export control laws.

  1. Platform Issues

Where you have any questions, issues, or if you are having trouble accessing or using the Platform, please contact us via the Platform.

  1. California Users

Pursuant to California Civil Code Section 1789.3, any questions about pricing, complaints, or inquiries about BBT must be sent to our agent for notice to:

Blue Bull Trading, LLC
17 State Street, Suite 4000, New York, NY 10004

Lastly, California Users are also entitled to the following specific consumer rights notice: The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 1625 North Market Blvd., Sacramento, CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210.

  1. Electronic Communications

The communications between you and BBT use electronic means, whether you visit the Platform or send BBT e-mails, or whether BBT posts notices on the Platform or communicates with you via e-mail.  For contractual purposes, you (1) consent to receive communications from BBT in an electronic form; and (2) agree that all terms, conditions, agreements, notices, disclosures, and other communications that BBT provides to you electronically satisfy any legal requirement that such communications would satisfy if it were to be in writing.  The foregoing does not affect your statutory rights.

  1. Additional Terms for Subscribers

In order to access additional Platform functionality, Users may be required to purchase a subscription.  Such Users shall be referred to as “Subscribers”.  Subscribers are subject to all User terms and the additional terms as stated in Sections 34-41.   Subscribers shall have access to additional features offered by our Platform; however, any such features are subject to modification and availability and at our discretion. We reserve the right to discontinue our subscription services at any time or to reject any current or prospective Subscribers at our discretion.

  1. Payments for Subscriptions

Subscriber agrees to pay for all costs, fees, and taxes listed when purchasing any subscription to the Platform or for any additional purchases. Where you have properly paid for a subscription we shall grant you access to any additional features offered in accordance with this Agreement. Subscriber authorizes BBT or its third party payment processors to charge their method of payment on file at the time of purchase. Where applicable, you must agree to our third party payment processors terms and conditions for processing payments.  All prices are listed in US Dollars.  All information that you provide in connection with a purchase or transaction must be accurate, complete, and current.   Where you have failed to pay or where payments are overdue, BBT may suspend or terminate your access to the paid portions of the Platform, without liability to us.

  1. Free Trials and Discounts

BBT may offer free trials or discounts at its discretion.  Where you, a Subscriber, elect to participate in a free trial, BBT may collect credit card information at the beginning of the free trial and may charge your credit card once your free trial ends.  You shall not be charged any fees where you elect to discontinue your use of the Platform prior the expiration of the free trial.  We may discontinue discounts or free trials at any time and we have no obligation to offer any discounts or free trials.

  1. Refunds

We want you to be satisfied with our subscription services; however we cannot offer any refunds at this time.  If you are having any issues with your subscription or believe that you may be entitled to a refund please contact us via the Platform.

  1. Taxes

Where BBT does not charge you taxes for any subscriptions, you agree to pay any and all applicable taxes. Additionally, where requested by us, you agree to provide us tax documentation to support any claims of on-time tax payment.

  1. Subscription Plans and Renewals

In order to access certain functionality within the Platform, you may be required to purchase a subscription.  Where you purchase a subscription, your payment information shall be logged for your convenience. IF YOUR ACCOUNT HAS BEEN SET UP FOR AUTOMATIC PAYMENTS, BBT MAY CHARGE YOU AUTOMATICALLY AND ON A RECURRING BASIS, UNLESS YOU NOTIFY US THAT YOU WANT TO CANCEL YOUR AUTOMATIC PAYMENT VIA YOUR ACCOUNT DASHBOARD. ADDITIONALLY, YOU AUTHORIZE US TO BILL YOU ON A RECURRING BASIS AND AGREE THAT YOUR SELECTED SUBSCRIPTION SHALL AUTOMATICALLY RENEW FOR ADDITIONAL PERIODS (OF THE SAME LENGTH AS YOUR INITIAL SUBSCRIPTION) UNTIL WE ARE NOTIFIED OTHERWISE. YOU AGREE THAT NO ADDITIONAL CONSENT IS REQUIRED BY YOU TO CHARGE YOUR PREFERRED PAYMENT METHOD AUTOMATICALLY AND ON AN AUTOMATICALLY RENEWABLE BASIS FOR THE SUBSCRIPTION SELECTED.  Please be aware that you are able to cancel your subscription prior to purchase or at any time by cancelling via your Platform account dashboard or by contacting us via the Platform.

  1. Pricing and Price Increases

The pricing for all paid subscriptions is listed on the BBT Platform or within your account.  BBT may increase the price of any paid subscriptions, at our discretion and we reserve the right to do so at any time. In the event of a price increase, BBT shall notify you and you will have the chance to accept or reject any price increase before the paid subscription renewal.  Generally, we notify you of any price increases via your e-mail address or your Platform account.   Upon receipt of such notice, please notify us if you intend to reject a price increase.  Where you have rejected a price increase, upon the expiration of your paid subscription, portions of the Platform may become immediately unavailable. You agree that BBT has no obligation to offer any services for the price originally offered to you at sign up.

  1. Termination of Your Subscription

You may cancel your BBT subscription at any time.  In order to avoid being charged for an additional subscription period you must cancel your subscription prior to your subscription renewal date. You may cancel any time via your BBT dashboard or by contacting us via the Platform. Please be aware that upon cancellation of your subscription you will continue to have access until the conclusion of your current subscription period.   After the conclusion of your current subscription period, access to portions of our Platform may be become immediately disabled and some User Content may become immediately inaccessible, deleted, or removed.   Where you have cancelled your subscription, we have no responsibility to you for any losses incurred by you for your inability to access portions of Platform or any User Content stored in such portions of the Platform.

 

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